Planning & Finance...
Below are our articles on the subject of Planning & Finance. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Can I Claim Benefits for Retirement Property?
Millions of pounds in benefits go unclaimed every year because people who have reached retirement do not release what they are entitled to claim....
Can I Leave Property in My Will If Mortgage is Owing?
A mortgage is likely to be the biggest financial commitment you will make in your lifetime. On average you will be 60 years old before the...
Can I Use the Equity in My Property to Pay Off Debt
As UK pensioners face an increasing lack of funds in their retirement more retirees are turning to equity release to pay for everyday bills and...
Can My Mortgage Overlap Into Retirement?
For many people reaching retirement no longer means struggling to survive on little money and having to cut back on their usual standard of...
Choosing a Budget When Buying a Home in Retirement
The scale of the financial preparations you’ve made for when you retire will ultimately determine what your options are if you’re looking to...
Considering Medical Costs UK & Abroad & its Impact
As we head into our retirement, most of us will be focusing on how we’re going to spend our increased leisure time and barely give a second...
Costs Involved in Living in Care Homes
The cost of living in a residential care home can vary tremendously depending on a number of factors. Geographical location plays a part – for...
Costs Involved in Living in Sheltered Accommodation & Assisted Living
As mentioned within other articles contained on this website, the cost of moving into an assisted living accommodation is always going to be more...
Downsizing Your Property
Throughout our working lives, most of us will have got used to striving for bigger and better things. Whether that’s a bigger house as our family grows or a more...
Finance and Looking After Your Wealth
In addition to drawing up a budget in retirement to help you manage your money on a week by week basis, it’s also important to consider the...
I'm Over 60: Am I Eligible for a Mortgage?
Just because you have reached retirement age it does not mean that you cannot still get a mortgage, but it does mean lenders will be a lot...
Is Interest-only Mortgage Viable in Retirement?
Interest-only mortgages have surged in popularity in the last few years. These types of mortgages are not without their critics though and many...
Making Money from Your Home in Retirement
Trying to cope financially in retirement can be tough, but there are some things you can do to make your bank balance a bit more bearable to look...
Pro's and Con's of Equity Release Schemes
On the surface, equity release schemes can often seem to be an ideal solution for retired homeowners as they can either be used to free up a lump...
Should I Rely on Buy-to-let Property in Retirement?
For many years buy-to-let property has been seen as an alternative to a pension. A recent shortfall in the state pension and the dwindling...
Should I Sell My Property and Rent?
Having a mortgage is not for everyone and once you hit retirement you can find that the burden of having a mortgage or even owning your own property is too much....
Sourcing Income Through Retirement
Retirement is often an issue that people have mixed thoughts about. For some, it’s an opportunity to free up more time to do many of the things that you did not have...
